Within ten years of retirement? What you need to think about

This guide encourages early planning - ideally at least five years in advance - and supports consultants and senior doctors who are exploring different ways of working later in their careers.

It covers the key things to consider as you plan ahead, including pension options, flexible working arrangements and retirement routes such as partial retirement, retire and return, and full retirement. You’ll also find practical tips for conversations with employers, links to useful resources, and real‑life case studies showing how others have navigated retirement in different ways.